Category Archives: General Advice

Looking for ComputeRx?? You’re Here

Our normal website is experiencing an outage. We are working to have the issue resolved shortly. We are still located at 58 Commercial Way, Spring Hill, Florida and can be reached by phone at 352-686-1166 or by email at roger@computerxllc.com … Continue reading

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General Advice

Banks Make Mistakes, But They Don’t Learn From Them

Dateline Hernando County, FL. Either history repeats itself, or banks never learn, or perhaps it is just that they don’t care.  One or more of these scenarios is the essence of the story here. A Brooksville, Florida family recently returned … Continue reading

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Foreclosure Fraud, Foreclosure Stories, General Advice, Mortgage Servicers

Basic Foreclosure Defense – How to Help Yourself – Part 3

Now we have got a Foreclosure Trial Book set up, and you know what it is that the Bank must prove to be successful in their foreclosure, how do we fight them? Judicial States We are going to start with … Continue reading

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Foreclosure Defenses, General Advice, Overview

Basic Foreclosure Defense – How to Help Yourself

Affirmative Defenses and Procedure You Can Stop Foreclosure and Put the Lender on the Defense.   You’ve been laid off from work, lost your job, had a medical problem, or your Mortgage Interest rate has adjusted to an amount you … Continue reading

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Foreclosure Defenses, General Advice

BANK OF AMERICA ORDERS TRASHOUT OF SHORT SALE HOME AFTER CLOSING

Approximately one week after the new owners closed on the short sale home they purchased through the defaulting Sellers with the approval of BOA, as is required in any short sale, they come home to find a trash-out Crew hired … Continue reading

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Foreclosure Stories, General Advice, Overview, The Players

A Model Set of Ground Rules – Used in Monroe County, Florida

The 16th Judicial Circuit of Florida, which comprises Monroe County, and which has Key West as the County Seat, has developed a procedure contained in Administrative Order 300.5 for handling residential foreclosure case filed in the county.  If more Judicial … Continue reading

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Foreclosure Stories, General Advice, Overview

Just How Long Does a Foreclosure Take?

  When you miss a Mortgage Payment, how long will it take for the Lendor or Servicer to complete the foreclosure process, which is defined as when a bank takes possession.  Taking Florida as an example, if you live in the … Continue reading

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General Advice, Overview

What to expect from a law firm defending your case.

If you decide to hire a law firm to defend your Mortgage Foreclosure, what should you expect? The primary goal of the defense should be: Get an agreement with the lender not to pursue a deficiency judgment Or if you … Continue reading

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General Advice

How Mortgages are supposed to be Transferred to a Securitization Trust

There is a growing amount of discussion these days about possible defects in foreclosure proceedings commenced by loan servicers.  A lot of this discussion concerns procedural matters, such as whether the correct steps are being taken to verify the accuracy … Continue reading

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General Advice, History - Or how we got here, MERS, Mortgage Servicers, Overview, The Players

The Problem with Mortgage Assignments

During the roaring 2000’s, banks were in such a hurry to create mortgages and sell them on in the secondary market that they were careless with their paperwork; particularly with mortgage assignments.  When foreclosures started coming in, many of the … Continue reading

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Foreclosure Defenses, Foreclosure Fraud, General Advice, History - Or how we got here, MERS