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Category Archives: Overview
Requesting Note Information May Result in Credit Score Drop
In todays world of automation and general lack of customer service weird things can happen. It has been reported that people asking Mortgage Servicers for the names and addresses of the entities who own their Mortgages are having their credit scores lowered. … Continue reading
What Is Foreclosure?
Technically, foreclosure is a legal proceeding. It arises when a mortgage lender or bank attains a legal right to terminate or assume a home-owner’s right to real property (land). The lender may assume your equitable rights of redemption of the … Continue reading
Mortgage Loan Services
What they do: A mortgage servicer does not loan anyone money. Generally, their entry into the marketplace is after the fact. They perform a variety of services like handling payments, escrow accounts, annual statements, dealing with borrowers, collections, etc. This … Continue reading
Lawmaker Questions Power to Foreclose
Lawmaker Questions Power to Foreclose By ROBBIE WHELAN Wall Street Journal Nov. 1, 2010 A Virginia lawmaker asked the state’s attorney general to launch an investigation of Mortgage Electronic Registration Systems, the middleman firm in millions of court filings that … Continue reading
65,830 foreclosure cases in Florida cleared in three months
11/02/2010 © Palm Beach Post By Kimberly Miller Florida’s courts cleared 65,830 foreclosure cases in a three-month period beginning July 1, with 71 percent being decided in quickie hearings before the judge sometimes called “rocket dockets.” According to a report … Continue reading
Foreclosure Bombshell
A bombshell has landed on the banks. There are two major themes going on currently in Foreclosure Land. First is Document Fabrication – which is fraud, and one of the areas that has gained so much press of late. Second … Continue reading